MAP Earmarkable digital euro
Two professionals sort neutral envelopes by purpose on a table.
Application to be explored

Dedicated envelopes and funded programmes

A company that funds a specific use seeks to set its scope and keep sight of it, whether a support programme, an earmarked allocation or a supervised spending network. This is a line of work, to be scoped with the finance department and the operational teams.

This page describes a project framework. MAP presents here neither a client, nor an existing deployment, nor an employee-benefits offer falling under a particular social-security or tax regime: this type of scheme requires its own examination, which this page does not anticipate.

The issue is to know what the company really wants to frame: the category of expenditure, the people concerned, the period, the amount, and what it must be able to justify afterwards.

What the relevant decision-makers ask for

Finance department

How is the envelope tracked and tied to our accounts?

An earmarked envelope, the distinction between authorised and recorded amounts, reports to be defined with your accounting teams.

Internal control

Which rules are applied, and what do they prove?

The rules adopted are written down and their limits stated: what they control, and what they do not demonstrate.

Operational teams

Who administers the programme day to day?

An operator role, with defined rights: adding holders, agreed adjustments, handling requests.

IT department

What exchanges with our systems?

Interfaces documented at scoping, a test environment, responsibilities allocated in writing.

The journey, from decision to operation

01

Programme definition

Purpose of the supervised expenditure, population concerned, amount and duration.

02

Funding

The company pays in the funds; the corresponding electronic money is issued and allocated.

03

Supervised use

Operations are decided according to the programme’s rules, with a reason given in the event of refusal.

04

Reporting

Consumption statements and the agreed exports feed internal monitoring.

Scoping points

  • The exact nature of the supervised expenditure and the category of recipients targeted.
  • The expected accounting treatment and the documents needed for your internal control.
  • The regime applicable if the programme benefits employees, to be examined separately.
  • The data transmitted to apply the rules, and their legal basis.
  • Access rights by role, in particular for the operational teams.
  • The treatment of balances at the end of the programme and the redemption conditions.

Project questions

Is this an offer for works councils?
No. An employee-benefits offer falls under a specific social-security and tax framework that MAP does not present here. Such a use would need to be examined on its own terms, with your advisers.
Can out-of-scope spending be prevented?
An operation that does not satisfy the programme’s rules is refused, with the corresponding reason. The scope depends on the data available to apply the rule.
Which documents will be requested from us?
Those corresponding to onboarding and to your organisation’s role in the programme. The list is provided at scoping.
Is there a public price list?
Pricing terms depend on the scope of the programme and are communicated after scoping. No prices are published on this site.
Integration
Project stages, allocation of responsibilities and technical prerequisites.
Get in touch

Scope a dedicated envelope

Describe the expenditure to be supervised, the population concerned and your justification obligations.